@import url('https://fonts.googleapis.com/css2?family=Source+Serif+4:opsz,wght@8..60,400;8..60,600;8..60,700&family=IBM+Plex+Sans:wght@400;500;600&display=swap');

:root {
  --ink: #0C3D52;
  --paper: #FFFFFF;
  --seal: #F57300;
  --seal-dark: #C95E00;
  --blue: #0099CD;
  --slate: #5B6B82;
  --charcoal: #1F2A33;
  --rule: #E2E6EA;
  --max: 1100px;
}

* { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  margin: 0;
  background: var(--paper);
  color: var(--charcoal);
  font-family: 'IBM Plex Sans', sans-serif;
  font-size: 17px;
  line-height: 1.6;
}

h1, h2, h3 {
  font-family: 'Source Serif 4', serif;
  color: var(--ink);
  margin: 0 0 0.5em;
  font-weight: 600;
  line-height: 1.15;
}

h1 { font-size: clamp(2.2rem, 4.5vw, 3.4rem); font-weight: 700; }
h2 { font-size: clamp(1.5rem, 2.8vw, 2rem); }
h3 { font-size: 1.15rem; }

p { max-width: 62ch; }

a { color: var(--blue); }

.wrap {
  max-width: var(--max);
  margin: 0 auto;
  padding: 0 32px;
}

/* Nav */
header.site {
  border-bottom: 1px solid var(--rule);
}

.nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 22px 32px;
  max-width: var(--max);
  margin: 0 auto;
}

.wordmark {
  display: inline-flex;
  align-items: center;
  text-decoration: none;
}

.logo-img {
  height: 42px;
  width: auto;
  display: block;
}

.tagline {
  font-size: 0.82rem;
  color: var(--slate);
  font-style: italic;
  letter-spacing: 0.01em;
  margin-left: 16px;
  padding-left: 16px;
  border-left: 1px solid var(--rule);
  white-space: nowrap;
}

.nav ul {
  list-style: none;
  display: flex;
  gap: 32px;
  margin: 0;
  padding: 0;
}

.nav a {
  color: var(--charcoal);
  text-decoration: none;
  font-size: 0.95rem;
  font-weight: 500;
}

.nav a:hover { color: var(--blue); }

.nav a.current {
  color: var(--ink);
  border-bottom: 2px solid var(--blue);
  padding-bottom: 4px;
}

/* Hero */
.hero {
  position: relative;
  padding: 108px 0 100px;
  overflow: hidden;
  background: linear-gradient(135deg, #0C3D52 0%, #0A5C7A 55%, #0099CD 100%);
  color: var(--paper);
}

.hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background-image: radial-gradient(rgba(255,255,255,0.13) 1.4px, transparent 1.4px);
  background-size: 26px 26px;
  z-index: 1;
}

.hero .wrap { position: relative; z-index: 2; }

.hero h1 { color: #fff; }

.hero-seal {
  position: absolute;
  right: -80px;
  top: -60px;
  width: 560px;
  height: 560px;
  opacity: 0.14;
  z-index: 1;
  pointer-events: none;
}

.hero p.lede {
  font-size: 1.2rem;
  color: rgba(255,255,255,0.85);
  max-width: 46ch;
}

.credentials {
  display: flex;
  flex-wrap: wrap;
  gap: 0;
  margin: 32px 0 40px;
  border-top: 1px solid rgba(255,255,255,0.25);
  border-bottom: 1px solid rgba(255,255,255,0.25);
  padding: 14px 0;
}

.credentials span {
  padding: 0 22px;
  border-left: 1px solid rgba(255,255,255,0.25);
  font-size: 0.92rem;
  color: #fff;
  font-weight: 500;
}

.credentials span:first-child { border-left: none; padding-left: 0; }

.btn {
  display: inline-block;
  background: var(--seal);
  color: #fff;
  text-decoration: none;
  padding: 14px 30px;
  font-weight: 600;
  font-size: 0.98rem;
  border: 1px solid var(--seal);
  border-radius: 3px;
  transition: background 0.15s ease, transform 0.15s ease;
}

.btn:hover { background: var(--seal-dark); border-color: var(--seal-dark); }

.btn.ghost {
  background: transparent;
  color: var(--ink);
  border-color: var(--ink);
}
.btn.ghost:hover { background: var(--ink); color: #fff; }

/* Pillars */
.pillars {
  padding: 80px 0;
  background: #F5FAFC;
}

.pillars-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.pillar {
  padding: 32px 28px;
  background: #fff;
  border: 1px solid var(--rule);
  border-top: 3px solid var(--seal);
  border-radius: 4px;
}

.pillar .picon {
  width: 40px;
  height: 40px;
  margin-bottom: 18px;
  color: var(--blue);
}

.pillar h3 { margin-bottom: 12px; }
.pillar p { font-size: 0.97rem; color: var(--charcoal); }

/* Ledger stats */
.ledger {
  background: linear-gradient(135deg, #0C3D52 0%, #0A4A63 100%);
  color: var(--paper);
  padding: 72px 0;
  position: relative;
  overflow: hidden;
}

.ledger::before {
  content: '';
  position: absolute;
  inset: 0;
  background-image: radial-gradient(rgba(255,255,255,0.08) 1.4px, transparent 1.4px);
  background-size: 26px 26px;
}

.ledger .wrap { position: relative; z-index: 2; }

.ledger h2 { color: var(--paper); margin-bottom: 36px; }

.ledger-rows { border-top: 1px solid rgba(255,255,255,0.2); }

.ledger-row {
  display: flex;
  align-items: baseline;
  justify-content: space-between;
  padding: 24px 0;
  border-bottom: 1px solid rgba(255,255,255,0.2);
  gap: 24px;
}

.ledger-row .num {
  font-family: 'Source Serif 4', serif;
  font-size: 2.3rem;
  font-weight: 700;
  color: var(--seal);
  white-space: nowrap;
}

.ledger-row .desc {
  color: rgba(255,255,255,0.88);
  text-align: right;
  font-size: 0.98rem;
}

/* Testimonial */
.testimonial {
  padding: 76px 0;
  text-align: center;
  background: #fff;
}

.quote-mark {
  display: block;
  font-family: 'Source Serif 4', serif;
  font-size: 5rem;
  line-height: 1;
  color: var(--seal);
  margin-bottom: -8px;
}

.quote-text {
  font-family: 'Source Serif 4', serif;
  font-size: 1.35rem;
  line-height: 1.5;
  color: var(--ink);
  max-width: 62ch;
  margin: 0 auto 20px;
}

.quote-attr {
  font-weight: 600;
  color: var(--blue);
  margin: 0;
}

/* Small business callout */
.small-biz-callout {
  padding: 64px 0;
  text-align: center;
  background: #fff;
  border-top: 1px solid var(--rule);
}

.callout-text {
  font-family: 'Source Serif 4', serif;
  font-size: 1.4rem;
  line-height: 1.5;
  color: var(--ink);
  max-width: 56ch;
  margin: 0 auto 28px;
  border-left: 4px solid var(--seal);
  padding-left: 24px;
  text-align: left;
  display: inline-block;
}

/* CTA band */
.cta-band {
  padding: 80px 0;
  text-align: left;
  background: #EAF6FB;
}

.cta-band h2 { max-width: 20ch; }

/* Footer */
footer.site {
  border-top: 1px solid var(--rule);
  padding: 28px 0 40px;
  color: var(--slate);
  font-size: 0.88rem;
}

footer.site .wrap {
  display: flex;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 12px;
}

.footer-yt {
  color: var(--blue);
  text-decoration: none;
  font-weight: 500;
}

.footer-yt:hover { color: var(--seal); }

/* Responsive */
@media (max-width: 760px) {
  .tagline { display: none; }
  .pillars-grid { grid-template-columns: 1fr; gap: 20px; }
  .ledger-row { flex-direction: column; gap: 4px; }
  .ledger-row .desc { text-align: left; }
  .nav { flex-direction: column; gap: 16px; align-items: flex-start; }
  .nav ul { gap: 20px; flex-wrap: wrap; }
  .hero-seal { width: 320px; height: 320px; right: -60px; }
  .credentials { flex-direction: column; }
  .credentials span { border-left: none; padding: 4px 0; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
}

:focus-visible {
  outline: 2px solid var(--seal);
  outline-offset: 2px;
}